diff --git a/js/components/listing-card.js b/js/components/listing-card.js
index 89669a3..5270167 100644
--- a/js/components/listing-card.js
+++ b/js/components/listing-card.js
@@ -93,8 +93,10 @@ class ListingCard extends HTMLElement {
         
         this.innerHTML = /* html */`
             <a href="#/listing/${escapeHTML(id)}" class="listing-link">
-                <div class="listing-image" ${image ? `style="background-image: url('${escapeHTML(image)}')"` : ''}>
-                    ${!image ? placeholderSvg : ''}
+                <div class="listing-image">
+                    ${image 
+                        ? `<img src="${escapeHTML(image)}" alt="${escapeHTML(title)}" loading="lazy">`
+                        : placeholderSvg}
                 </div>
                 <div class="listing-info">
                     <h3 class="listing-title">${escapeHTML(title)}</h3>
@@ -174,11 +176,16 @@ style.textContent = /* css */`
     listing-card .listing-image {
         aspect-ratio: 1;
         background: var(--color-bg-tertiary);
-        background-size: cover;
-        background-position: center;
         display: flex;
         align-items: center;
         justify-content: center;
+        overflow: hidden;
+    }
+    
+    listing-card .listing-image img {
+        width: 100%;
+        height: 100%;
+        object-fit: cover;
     }
     
     listing-card .listing-image .placeholder-icon {
diff --git a/js/components/pages/page-home.js b/js/components/pages/page-home.js
index 5dbc33b..89f5028 100644
--- a/js/components/pages/page-home.js
+++ b/js/components/pages/page-home.js
@@ -3,6 +3,7 @@ import { listingsService } from '../../services/listings.js'
 import { directus } from '../../services/directus.js'
 import { locationsService } from '../../services/locations.js'
 import '../listing-card.js'
+import '../skeleton-card.js'
 import '../search-box.js'
 
 class PageHome extends HTMLElement {
@@ -31,6 +32,7 @@ class PageHome extends HTMLElement {
         this.parseUrlParams()
         this.render()
         this.setupEventListeners()
+        this.setupPullToRefresh()
         this.loadListings()
         this.unsubscribe = i18n.subscribe(() => {
             this.render()
@@ -261,6 +263,65 @@ class PageHome extends HTMLElement {
         })
     }
 
+    setupPullToRefresh() {
+        let startY = 0
+        let pulling = false
+        const threshold = 80
+        
+        const indicator = document.createElement('div')
+        indicator.className = 'pull-indicator'
+        indicator.innerHTML = `<div class="pull-spinner"></div><span>${t('home.pullToRefresh')}</span>`
+        this.prepend(indicator)
+
+        this.addEventListener('touchstart', (e) => {
+            if (window.scrollY === 0) {
+                startY = e.touches[0].clientY
+                pulling = true
+            }
+        }, { passive: true })
+
+        this.addEventListener('touchmove', (e) => {
+            if (!pulling) return
+            
+            const currentY = e.touches[0].clientY
+            const diff = currentY - startY
+            
+            if (diff > 0 && diff < threshold * 2) {
+                indicator.style.transform = `translateY(${Math.min(diff / 2, threshold)}px)`
+                indicator.style.opacity = Math.min(diff / threshold, 1)
+                
+                if (diff > threshold) {
+                    indicator.classList.add('ready')
+                } else {
+                    indicator.classList.remove('ready')
+                }
+            }
+        }, { passive: true })
+
+        this.addEventListener('touchend', () => {
+            if (!pulling) return
+            pulling = false
+            
+            if (indicator.classList.contains('ready')) {
+                indicator.classList.add('refreshing')
+                indicator.classList.remove('ready')
+                
+                // Refresh
+                this.page = 1
+                this.listings = []
+                this.hasMore = true
+                this.loadListings().then(() => {
+                    indicator.classList.remove('refreshing')
+                    indicator.style.transform = ''
+                    indicator.style.opacity = ''
+                })
+            } else {
+                indicator.style.transform = ''
+                indicator.style.opacity = ''
+            }
+        }, { passive: true })
+    }
+
     updateListingsSection() {
         const listingsContainer = this.querySelector('#listings-container')
         if (listingsContainer) {
@@ -360,12 +421,8 @@ class PageHome extends HTMLElement {
 
     renderListings() {
         if (this.loading) {
-            return /* html */`
-                <div class="loading-state">
-                    <div class="spinner"></div>
-                    <p>${t('common.loading')}</p>
-                </div>
-            `
+            // Show skeleton cards while loading
+            return Array(8).fill(0).map(() => '<skeleton-card></skeleton-card>').join('')
         }
 
         if (this.error) {
@@ -592,5 +649,45 @@ style.textContent = /* css */`
         height: 30px;
         margin-bottom: var(--space-sm);
     }
+    
+    /* Pull to Refresh */
+    page-home .pull-indicator {
+        position: absolute;
+        top: 0;
+        left: 50%;
+        transform: translateX(-50%) translateY(-60px);
+        display: flex;
+        align-items: center;
+        gap: var(--space-sm);
+        padding: var(--space-sm) var(--space-md);
+        background: var(--color-bg-secondary);
+        border: 1px solid var(--color-border);
+        border-radius: var(--radius-full);
+        opacity: 0;
+        transition: opacity 0.2s ease;
+        z-index: 100;
+        font-size: var(--font-size-sm);
+        color: var(--color-text-muted);
+    }
+    
+    page-home .pull-indicator.ready {
+        color: var(--color-primary);
+    }
+    
+    page-home .pull-indicator.ready span::after {
+        content: ' ↓';
+    }
+    
+    page-home .pull-spinner {
+        width: 16px;
+        height: 16px;
+        border: 2px solid var(--color-border);
+        border-top-color: var(--color-primary);
+        border-radius: 50%;
+    }
+    
+    page-home .pull-indicator.refreshing .pull-spinner {
+        animation: spin 1s linear infinite;
+    }
 `
 document.head.appendChild(style)
diff --git a/js/components/skeleton-card.js b/js/components/skeleton-card.js
new file mode 100644
index 0000000..c6f9c3f
--- /dev/null
+++ b/js/components/skeleton-card.js
@@ -0,0 +1,79 @@
+/**
+ * Skeleton Card Component
+ * Shows a loading placeholder for listing cards
+ */
+
+class SkeletonCard extends HTMLElement {
+    connectedCallback() {
+        this.render()
+    }
+
+    render() {
+        this.innerHTML = /* html */`
+            <div class="skeleton-image"></div>
+            <div class="skeleton-info">
+                <div class="skeleton-title"></div>
+                <div class="skeleton-price"></div>
+                <div class="skeleton-location"></div>
+            </div>
+        `
+    }
+}
+
+customElements.define('skeleton-card', SkeletonCard)
+
+const style = document.createElement('style')
+style.textContent = /* css */`
+    skeleton-card {
+        display: block;
+        background: var(--color-bg-secondary);
+        border: 1px solid var(--color-border);
+        border-radius: var(--radius-md);
+        overflow: hidden;
+    }
+
+    skeleton-card .skeleton-image {
+        aspect-ratio: 1;
+        background: var(--color-bg-tertiary);
+        animation: skeleton-pulse 1.5s ease-in-out infinite;
+    }
+
+    skeleton-card .skeleton-info {
+        padding: var(--space-sm);
+    }
+
+    skeleton-card .skeleton-title,
+    skeleton-card .skeleton-price,
+    skeleton-card .skeleton-location {
+        background: var(--color-bg-tertiary);
+        border-radius: var(--radius-sm);
+        animation: skeleton-pulse 1.5s ease-in-out infinite;
+    }
+
+    skeleton-card .skeleton-title {
+        height: 1rem;
+        width: 80%;
+        margin-bottom: var(--space-xs);
+    }
+
+    skeleton-card .skeleton-price {
+        height: 1rem;
+        width: 50%;
+        margin-bottom: var(--space-xs);
+    }
+
+    skeleton-card .skeleton-location {
+        height: 0.75rem;
+        width: 60%;
+    }
+
+    @keyframes skeleton-pulse {
+        0%, 100% {
+            opacity: 1;
+        }
+        50% {
+            opacity: 0.5;
+        }
+    }
+`
+document.head.appendChild(style)
diff --git a/locales/de.json b/locales/de.json
index a2b904e..7d2540f 100644
--- a/locales/de.json
+++ b/locales/de.json
@@ -25,7 +25,8 @@
     "addFavorite": "Zu Favoriten hinzufügen",
     "removeFavorite": "Aus Favoriten entfernen",
     "noListings": "Keine Anzeigen gefunden",
-    "loadMore": "Mehr laden"
+    "loadMore": "Mehr laden",
+    "pullToRefresh": "Ziehen zum Aktualisieren"
   },
   "common": {
     "loading": "Laden...",
diff --git a/locales/en.json b/locales/en.json
index 47f5bfc..184648d 100644
--- a/locales/en.json
+++ b/locales/en.json
@@ -25,7 +25,8 @@
     "addFavorite": "Add to favorites",
     "removeFavorite": "Remove from favorites",
     "noListings": "No listings found",
-    "loadMore": "Load more"
+    "loadMore": "Load more",
+    "pullToRefresh": "Pull to refresh"
   },
   "common": {
     "loading": "Loading...",
diff --git a/locales/fr.json b/locales/fr.json
index 435a8c6..137faee 100644
--- a/locales/fr.json
+++ b/locales/fr.json
@@ -25,7 +25,8 @@
     "addFavorite": "Ajouter aux favoris",
     "removeFavorite": "Retirer des favoris",
     "noListings": "Aucune annonce trouvée",
-    "loadMore": "Charger plus"
+    "loadMore": "Charger plus",
+    "pullToRefresh": "Tirer pour actualiser"
   },
   "common": {
     "loading": "Chargement...",